Sr. Credit Operations Analyst

Recruiter: Melissa Barquero Sandi

Diversity - Innovation - Caring - Global Collaboration - Winning Spirit - High Performance

At our company, we value diversity and believe it is our greatest strength. We are committed to empowering women, supporting the LGBTQ+ community, and creating opportunities for individuals with disabilities. Our belief is that your diversity enriches our work environment. As an equal opportunity employer, we wholeheartedly welcome applications from all qualified candidates, regardless of their background. Additionally, we have a Gender Equality Policy that reflects our commitment to fairness and equality in the workplace.

Hybrid Roles:

Boston Scientific's hybrid workplace includes WFH and onsite. You will have the opportunity to discuss details in the interview. 

About the role:

The Senior Credit Operation Analyst is responsible for the end to end assessment of credit risk, establishing credit limits, and financial analysis of our customers. This position will be collaborating with the Collections, Sales, Contracts, and Finance teams to proactively address credit concerns, influence business decisions, and offer creative solutions to reduce exposure while striving for customer growth opportunities.

You're Responsibilities include:

• Manage all credit limit decisions on a day-to-day basis and establish appropriate customer credit limits
• Analyze and present customer financial information from various data sources
• Manage all credit check/hold releases reporting and decision making in SAP
• Optimize credit tolerance rules to ensure the system functionality covers BSC risk
• Use forecasting models to prepare and/or present management reports for risk exposure.
• Proactively collaborate with each sales division to give visibility to exposure, minimize bad debt loss, and partner to drive revenue opportunities
• Provide tactical solutions to problem solving and assist in strategic initiatives to improve processes and productivity for accounts receivable risk management
• Collaborate with Collections, Sales, Contacts and Finance with contract negotiations, acquisitions, high risk customers, bankruptcy and financing matters.
• Negotiate instruments of security such as letters of credit, escrow agreements and guarantees of payment
• Ensure working partnership with bankruptcy service provider and give real-time support
• Maintain SOX compliance and controls in accordance with internal policies
• Lend expertise for any acquisition, integration, or divestiture
• File UCC liens on capital equipment when required

The successful candidate will demonstrate the following skills:

• Financial Acumen and Analysis
• Strong Communication Skills (written and verbal)
• Strong Negotiation Skills
• Drive Continuous Improvement

Basic qualifications:

• Bachelor’s degree and a minimum of 5 years’ related experience in Credit Analytics

• English Level desired: C1.

• Well versed in financial statement analysis
• Experience with accounting/financial analysis (MS Excel) and systems skills
• Experience with large, complex organizations

Preferred qualifications:

• Collections experience in the healthcare industry with knowledge of hospital systems preferred.
• Experience in working in credit management within SAP

Quality requirements:

In all actions, demonstrates a primary commitment to patient safety and product quality by maintaining compliance to the Quality Policy and all other documented quality processes and procedures.

Global Business Services:

The Global Business Services (GBS) team is an organization established within Boston Scientific designed to reduce cost, provide value through reporting and improve the efficiency of key business processes by taking opportunities to drive standardization, leverage resources and knowledge and skills, and monitor the effectiveness of service delivery against benchmarks and service level agreements.

Requisition ID: 622347

As a leader in medical science for more than 40 years, we are committed to solving the challenges that matter most – united by a deep caring for human life. Our mission to advance science for life is about transforming lives through innovative medical solutions that improve patient lives, create value for our customers, and support our employees and the communities in which we operate. Now more than ever, we have a responsibility to apply those values to everything we do – as a global business and as a global corporate citizen.

So, choosing a career with Boston Scientific (NYSE: BSX) isn’t just business, it’s personal. And if you’re a natural problem-solver with the imagination, determination, and spirit to make a meaningful difference to people worldwide, we encourage you to apply and look forward to connecting with you!

Benefits • Life-Work Integration • Community • Career Growth

At Boston Scientific, you will find a collaborative culture driven by a passion for innovation that keeps us connected on the most essential level. With determination, imagination, and a deep caring for human life, we’re solving some of the most important healthcare industry challenges. Together, we’re one global team committed to making a difference in people’s lives around the world. This is a place where you can find a career with meaningful purpose—improving lives through your life’s work.

#CRTA #CRGH